Roth IRA Conversion  
When Congress created the Roth IRA, millions of Americans who already had traditional IRAs faced a new decision: “Should I convert to a Roth IRA?” Traditional IRAs feature deductible contributions, and withdrawals are taxed as income. Roth IRA contributions, on the other hand, are not tax deductible, although qualified withdrawals of both contributions and earnings from a Roth IRA are free of federal income tax. One issue to consider is that if you convert your traditional IRA to a Roth IRA, you will owe current federal income tax on the amount you convert. This calculator is designed to help you determine whether you should consider converting to a Roth IRA.
     

1. What is your current age?

2. What is the current balance of your IRA?

$

3. What pre-tax return do you expect on your IRA investments (0 to 10 percent)?

%

4. What marginal tax bracket do you expect to be in during your working years?

5. At what age do you expect to begin withdrawing funds from your IRA? (Enter a number between 60 and 70, but at least five years from your current age.)

6. What pre-tax return do you expect on your investments once withdrawals begin (0 to 10 percent)?

%

7. What marginal tax bracket do you expect to be in during your retirement years?

 
   
   
American IRA Advisor
630 N. D Street • Fremont, NE • 68025
Phone: 402.727.4845 • Fax: 402.727.7680


WE OFFER:
Mutual Funds
Annuities
Life Insurance
401(k) Rollovers
Social Security Reviews
529 College Savings Plans
403(b)
401(k) Plans
CDs offered through Everbank
Long-term Nursing Home Plan
Roth/Traditional IRAs
Medicare Supplements
Prescription Drug Plans
Economic Term Life Insurance
Burial Plans
Financial Seminars
Disability Income Insurance


• Mike.Guilliatt@intervestintl.com

 

     

 

 

Securities offered through Intervest International Equities, Corp Member FINRA/SIPC

Advisory services provided by Intervest International, Inc., an SEC Registered Investment Advisor

1980 Dominion Way, Suite 202, Colorado Springs, CO 80918 Telephone 800-933-9299